Interest Rate Hikes Continuation

In leau of SILK continuing to be dislocated from target peg, SILK interest rates will continued to be raised by 0.5% via the ShadeDAO until supply is in alignment with demand.

  1. 8/19 → 3.0% to 3.5%
  2. 8/26 → 3.5% to 4.0%
  3. 9/2 → 4.0% to 4.5%
  4. 9/9 → 4.5% to 5.0%

Interest rates on other stablecoins are as high as 7%, so we have quite a bit of tightening to do. As the federal reserve lowers interest rates and liquidity comes back to crypto, we will be able to lower our interest rates accordingly. We continue to see interest rate arbitrage between our low rates and other places where folks can earn greater than 5% yield on USDC. High interest rates create a stronger incentive for folks to repay debt back at a discount (creating buy pressure on SILK & reducing supply).

The ShadeDAO will continue to monitor and update the protocol accordingly to ensure SILK is eventually consistently tracking the peg. Long term, additional demand centers and arbitrage products will help SILK remain at peg.

-Carter W.

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